What worry it is where money is concerned..
I wonder if Bill Gates has all these problems.. I am so pleased that I don't have all his millions.. I wouldn't be able to sleep at night...
Those without money don't have all these problems.. Why should those with ... !!!!!!

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We always try to have some cash at home. Perhaps I'll draw out a bit more, just in case. 😉.  We are lucky in our little shopping centre we have Lloyds, Halifax, Virgin and of course, the Post Office.  I can draw money there as I bank with Lloyds , but I don't know if that's the case with other bank users.

It could be an aunt, or a grandparent who already has children, who takes on a formal 'kinship' role to bring a child up. It could be due to the death of a biological parent or that they are deemed unfit.  We have an adopted child in our wider family, with several birth siblings, none are with the bio mother.  At least one is being brought up by a relative, as a 'kinship' carer.   They have formal parental responsibility, and would be eligible for any benefits relating to the child.  Much cheaper than putting a child into care.

Quote from: Mups on Yesterday at 10:53:53 PMWhat a palaver.  How ridiculous, Ashy. 

It's a mystery to me. Over time I have sent thousands of pounds, dollars and euros to friends and family by Western Union, we had very little trouble. One agent wanted a copy of my passport as well as the recipient's, and receivers with Arabic (right to left) smart phones have got all the right numbers but in the wrong order, that makes everyone look a charlie, but on the whole sending it to others is easy enough. 

To sum up, it's your own money but the bank thinks it's theirs, and the government thinks it's theirs, and they're doing you a big favour if they let you have some of it.

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Quote from: Vlad on November 27, 2025, 10:20:13 PMJust done a google Mups...

A combi boiler should be replaced every 10 to 15 years, though this can vary depending on the quality of the model, how well it is maintained, and how heavily it is used. At around 15 years old, boilers often become less efficient and more prone to breakdowns, making a new, more energy-efficient model a potentially more cost-effective choice

Signs you may need a replacement

• Frequent breakdowns: If you are having to pay for frequent repairs, the cumulative cost could be higher than the cost of a new boiler.
  
• Increased energy bills: An older, less efficient boiler can lead to higher energy costs.
  
• Uneven heating: Inconsistent water temperature or cold radiators may indicate the boiler is struggling to keep up.
  
• Unusual noises: Banging, whistling, or gurgling sounds can signal internal issues.
  
• Visible signs of age: Leaks or a yellow flame instead of a blue one are signs that the system may need professional attention or replacement.

Hope this helps

Thanks very much,  Vlad. 

Klondike -  Thank you to you,  as well. 

Quote from: klondike on Yesterday at 11:29:56 PMIt'll still be there. A little arrow in a box on the right hand end of the bar saying Info centre. It's only a list of recent posts and who's been online in the last quarter of an hour so the option is there to just not show it.

OK.  Ta.

It'll still be there. A little arrow in a box on the right hand end of the bar saying Info centre. It's only a list of recent posts and who's been online in the last quarter of an hour so the option is there to just not show it.